Buying a house is probably the biggest financial commitment a person will make in their lifetime. They often will probably regard it as their biggest asset.
The one thing that people often overlook is that their biggest asset is themselves and the future income that they will bring into a household from Employment or Self Employment.

It is not a nice thought to think that bad things might happen to us, such as sickness or getting a critical illness or perhaps losing a loved one or dying ourselves. But unfortunately none of us are invincible.

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Your income is the foundation to all of your financial plans.

If this stops due to things like ill health, long term sickness or even death, then you need to be aware that there could be financial consequences.
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  • So what would happen if your income was to suddenly stop?
  • Would the Mortgage still need to be paid? Yes
  • Would the bills still need to be paid?... Yes
  • How long would it take you to reach a point that you and your family were under financial pressure?
  • It is important to understand that you have options available to protect yourself in the event of unforeseen circumstances.
  • I will talk you through the various options that you have available when taking out or reviewing a Mortgage. I will arrange your Mortgage Protection without charging a Broker fee.
  • Anything that you arrange or don’t arrange is optional but it is important to me to know that my clients are protected and I will explain the options available & recommend the most suitable cover for your needs.
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