MORTGAGE BROKER IN HULL – NO BROKER FEE

First Time Buyer Mortgage Advice in Hull

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Your home may be repossessed if you do not keep up repayments on your mortgage

What is a mortgage offer?

This means that you have OFFICIALLY been offered the mortgage by a lender.

Let us explain a little bit about what it takes to get you up to this point and also a few extra things that might be of interest to you.

Book an appointment today with one of our Hull Mortgage Brokers

All the hard work that we put in as mortgage brokers in Hull is leading up to you getting the mortgage offer from the lender. This requires us to gather all of the information from you before approaching the lender to ensure that we have a complete understanding of your financial situation, your plans and goals, and your preferences for a type of mortgage. Once that we understand your needs then this will allow us to make a Mortgage Recommendation to you.

If you are happy to proceed with the Mortgage that we are recommending, then we will submit your application to the lender. This is when things really start to progress. You will then have an underwriter (or a team of underwriters) from the lender who will be assessing the information you have given about your circumstances to ensure that they are happy with you as a customer. The lender will then usually instruct a surveyor to value the property in Hull to ensure that they are happy to lend against it and to make sure it is good security, and also worth the price that you are paying for it. Once they are happy with yourself as a customer and also the property in Hull as security then they will OFFICIALLY offer you the mortgage!

Ok… So, then what?

I am glad that you asked…

Once you have been offered the mortgage, then a copy of the mortgage offer is supplied to the applicants (that’s you!), the Hull mortgage brokers (that’s us), and also to your solicitor (you’re going to need one of those too)… and then it is over to your solicitor to deal with the important legal matters and work towards a completion date (That’s when you get the keys and it’s officially your new home in Hull).

We are with you from the start to the finish

We are going to be with you for each part of your mortgage journey and we will stay in regular contact. We will let you know once that your mortgage application is submitted, we will keep track of when the valuation dates are getting booked in and also when we get you your mortgage offer.

We have helped customers in Hull with all types of situations and secured mortgage offers on lots of different property types.

Trusted Qualified Mortgage Advice in Hull

We offer Free Mortgage Appointments to all of our customers in Hull.

If you would like to talk to a mortgage broker you can rely on in Hull, then contact us today by either calling, sending a message or book an appointment online through our website

We are a local and professional Hull Mortgage Broker that provides mortgage advice in Hull and surrounding areas.

It is important to speak with a Mortgage Broker in Hull to ensure that you get the best advice.

Here is what our customers say...

Joshua Peacham
Joshua Peacham
January 26, 2022.
I cannot recommend Paul and his team enough, i needed a 5% mortgage after just starting a new job, i had previously had difficulty with other advisers but Paul turned this all around relatively quickly and my mortgage has now been offered. Brilliant service, very professional, no messing about.
Dave Balfour
Dave Balfour
December 17, 2021.
Brilliant service from start to finish.Our advisor Chris couldn't be more helpful and always there if we needed any advice .Sorted our remortgage out quickly and effortlessly. Highly recommend .
katie minns
katie minns
November 22, 2021.
Absolutely 5star company I have used these for the past 4 years each time I need to remortgage they are amazing and with you every step of the way taking the hassle and stress out of it. 100% recommended 👌 I recommend them to all my friends thanks again Paul & team!! Making dreams come true x
Matthew Wigglesworth
Matthew Wigglesworth
October 13, 2021.
Paul and Emma got me a better deal on solicitors than I did when I shopped around myself they also turned around my mortgage exceptionally quick. Zero hassle . I didn't pay them a penny. Very good WILL use again.
T C
T C
September 29, 2021.
5* all round service. After being messed about by our previous mortgage advisor, it's been a breath of fresh air dealing with Paul and Emma. We were on a very tight deadline to swap deals before going onto the SVR and they managed get us sorted in a turbulent housing market . Every question we asked was answered promptly and all advice was very transparent. Thank you again!
Leanne Cable
Leanne Cable
September 15, 2021.
Cannot recommend Paul & Chris enough, nothing was too much trouble, especially for a first time buyer with no clue what was happening, answered every question i had.
lindsey Taylor-Harrison
lindsey Taylor-Harrison
September 6, 2021.
Paul and Emma have been fantastic from day one, very helpful and efficient and managed to get us a brilliant mortgage deal no problem. They where recommended to us by multiple people and we will definitley continue to recommend them to others. Thank you for taking the lead and taking a part of the stress of moving from us. Couldnt have found anybody better.
Charlie Meacham
Charlie Meacham
August 20, 2021.
First time buyers- I Am A Mortgage (special thanks to our case worker Emma) were so welcoming and helpful in the way they supported us through the process of buying a house the first time. There were complications over the course of the purchase, and they were all incredibly patient, helpful, and very very responsive throughout. Couldn't recommend them more!
Beth Clark
Beth Clark
August 10, 2021.
As first time buyers, Paul and Emma from I Am A Mortgage Broker were an absolute godsend for us! They made the whole process so easy, were always quick to respond to questions and took a lot of the stress out of the process. Cannot recommend them enough especially if you are a first time buyer. We found their help and advice invaluable and we will be using this service again when we next move house.
Suzannah Brown
Suzannah Brown
August 6, 2021.
Excellent service from Paul. Efficient, friendly and explained everything really clearly. Paul has arranged 2 mortgages and life insurance for us and we wouldn't use anyone else. Highly recommended.

How to find us

Your home may be repossessed if you do not keep up repayments on your mortgage