A lot of our customers in Hull want to know what their options are when it comes to moving house. Some are concerned that they are locked into a deal with their current lender and want to know what their options are should they decide that they want to move.
The good news is that a lot of lenders will allow customers to port their mortgage in Hull from one property to another in Hull. This is still classed as a new application and you are not guaranteed to be accepted on a porting application as it is based on your circumstances at the current time, but more often than not it’s always the starting point to look at for our Hull Mortgage advisors.
If you are in a fixed deal, then you may incur early repayment charges which are also known as early redemption charges. These charges are usually calculated as a percentage of your outstanding loan amount and therefore can sometimes be quite costly to leave. These charges can vary from lender to lender.
The ‘I Am A Mortgage Broker’ Team are based in Hull and will go above and beyond to help all of our clients to ensure they get an excellent service.
We can accurately work out how much you can borrow and how much of a deposit you will need.
We will guide you through the whole process from the initial telephone call, right through to your mortgage offer and then finally moving into your new property.
We offer Free Mortgage Appointments to all of our customers in Hull.
If you would like to talk to a mortgage broker you can rely on in Hull, then contact us today by either calling, sending a message or book an appointment online through our website